DRAW DECISIONING
A draw request is not the same as evidence the work supports it.
Draw decisioning brings the request, budget, scope, progress evidence, prior history, and lender review context together. LendlyX organizes findings and sources so the lender can decide what to release under its own policy.
THE LENDER CONTROLS THE FUNDS
LendlyX does not approve draws or move money. It analyzes the supporting evidence and returns review-ready findings to the lender.
DRAW REVIEW LX-1048
Request tested against the record
Request
Draw request connected to budget line items
VERIFIED
Progress
Photos, video, and submitted support reviewed
SECOND REVIEW
Budget
Work, cost, and remaining budget tested together
PASS
Prior history
Earlier requests and findings included in context
NOT REQUESTED
What a draw reviewer needs in one place
The value is not another checklist. It is the ability to move from a finding to the request, evidence, budget line, and prior history that support it.
01
Request
INPUT Amount, line items, borrower explanation, and timing
TEST Request completeness and line-item association
RETURN Connected request record
02
Progress
INPUT Photos, video, invoices, and inspection evidence
TEST Evidence integrity and claimed-progress consistency
RETURN Reason-coded progress findings
03
Budget
INPUT Approved scope, budget, changes, and remaining funds
TEST Cost, scope, progress, and remaining-budget consistency
RETURN Budget and scope exceptions
04
History
INPUT Prior draws, dispositions, exceptions, and audit trail
TEST Current request against prior record and unresolved findings
RETURN Review-ready history and sources
ILLUSTRATIVE DRAW FINDING
DRAW-018 · Progress variance
SECOND REVIEW
WHAT CHANGED
The requested line item is not fully supported by the submitted progress evidence.
WHY IT MATTERS
The variance may affect how the lender applies its draw policy or requests additional support.
EVIDENCE
The record links the request, relevant budget line, submitted imagery, and prior review history.
REVIEWER ACTION
Review the supporting evidence, apply lender policy, and document the disposition.
WHY DRAW CONTEXT MATTERS
A complete package can still leave the reviewer without a clear answer.
LendlyX keeps the request, evidence, budget, finding, and lender action connected so the next review does not restart from zero.
→ What changed?
→ Why does it matter?
→ Which evidence supports the requested progress?
→ What should the reviewer do next?
From draw package to lender decision record
The system prepares the evidence for review. The lender controls policy, exceptions, approval, and release of funds.
01
Receive the draw request
Capture the request, amount, line items, and submitted support.
02
Connect progress evidence
Test photos, video, invoices, scope, budget, and prior history together.
03
Return review findings
Return reasons, sources, evidence locations, and unresolved exceptions.
04
Record lender action
The lender applies policy and documents the disposition before any funds move.
LendlyX prepares the record. The lender makes the draw decision.
See LendlyX in your workflow →