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Evidence · Verification · Decision

THE EMBEDDED INTELLIGENCE LAYER

Add intelligence to the workflow you already use.

LendlyX connects through API to the lender’s LOS and servicing workflow, analyzes the evidence behind the loan, and returns reason-coded findings without replacing policy, judgment, or the systems your team relies on.

See LendlyX in your workflow →

LENDLYX WORKSPACE

Review queue

FILES IN REVIEW

18

SECOND REVIEW

4

READY TO RETURN

9

LX-1048 · Riverstone LLC

Appraisal + borrower

SECOND REVIEW

LX-1047 · North Oak Holdings

Property evidence

READY

LX-1046 · Cedar Rehab I

Draw package

IN REVIEW

THE EMBEDDED INTELLIGENCE LAYER

A command surface for evidence, verification, and lender review.

A command surface for evidence, verification, and lender review.

This illustrative module shows how a scoped request, reason-coded finding, and lender-owned action can remain connected in one workflow.

This illustrative module shows how a scoped request, reason-coded finding, and lender-owned action can remain connected in one workflow.

01

SCOPED REQUEST

Evidence enters with a defined verification scope.

Source + context

02

LENDLYX INTELLIGENCE

Configured checks form reason-coded findings.

REVIEW formed

REVIEW

03

LENDER RECORD

Findings return with limitations and lender action.

Decision pending

UNKNOWN

ILLUSTRATIVE PRODUCT VIEW — SYNTHETIC WORKFLOW. LIVE PRODUCT BEHAVIOR REQUIRES VALIDATION.

One review record inside the workflow

Findings, source-linked evidence, and review history return to the lender without forcing the team to rebuild context in another system.

LENDLYX / WORKSPACE

● Review queue

○ Files

○ Findings

○ Evidence

○ Activity

FILE LX-1048

Riverstone LLC · 214 Cedar Avenue

Borrower + business

Identity and due diligence checks completed

VERIFIED

Appraisal · APP-014

PDF ↔ XML market-rent variance

SECOND REVIEW

Property evidence

Photo, scope, and budget evidence align

PASS

Reviewer disposition

Awaiting lender review

OPEN

HOW THE PLATFORM WORKS

One file in. Specialist intelligence back. One review record.

LendlyX coordinates analysis across people, entities, documents, appraisal, property, and draw evidence. Your team keeps the final decision.

01

Collect the file

Application data, bank statements, invoices, photos, video, appraisal, and draw evidence.

02

Verify people + entities

Identity, business, ownership, principals, and due diligence context.

03

Test the appraisal

Compare appraisal PDF ↔ XML, lender guidelines, and the AMC engagement letter.

04

Review property + draws

Test photos, video, scope, budget, and draw-package evidence together.

05

Return the record

Return reason-coded findings, source-linked evidence, and review history.

NINE REVIEW SURFACES. ONE INTELLIGENCE LAYER.

See the borrower file as one connected review.

See the borrower file as one connected review.

See the borrower file as one connected review.

Move from isolated checks to a structured view of the people, entities, appraisal, property, draws, evidence, and findings behind the loan.

Move from isolated checks to a structured view of the people, entities, appraisal, property, draws, evidence, and findings behind the loan.

01

KYC

Verify identity, document authenticity, face match, and liveness.

02

KYB

Confirm business registration, ownership, and operating details.

03

Owners + principals

Connect the people behind the borrowing entity to the file.

04

Business + financial diligence

Review bank statements, invoices, civil, financial, and operating-risk signals.

05

Photo + property evidence

Test photos and video for alteration, synthetic content, and inconsistency.

06

Rehab budget + scope

Check whether budget, scope, and visual evidence are internally consistent.

07

Draw-package review

Organize supporting evidence for draw and construction review.

08

Appraisal review

Compare the appraisal PDF to its XML, lender guidelines, and AMC engagement letter.

09

Audit trail

Preserve source-linked evidence, reason-coded findings, and review history.

HOW LENDLYX FITS

SYSTEMS

Existing lender systems

LOS and servicing workflows, appraisal, draw, document, and data systems.

LENDLYX

Embedded intelligence layer

Analyzes evidence and returns exceptions, reasons, sources, and review history through API.

LENDER

Review record + decision

Findings and sources return to the team that owns policy and the decision.

Your team does not need another platform to remember.

It needs findings returned where the file already lives—without surrendering policy, exception authority, or the final decision.

✓ Connect through API to the existing workflow

✓ Return sources with every finding

✓ Keep policy and judgment with the lender

See LendlyX in your workflow →