VERIFY PEOPLE + ENTITIES
An active entity does not tell you who is really behind the file.
LendlyX connects identity, liveness, business registration, ownership, principals, and due diligence context so lender teams can review the people and entity as one record.
VERIFICATION SUPPORTS REVIEW
The checks provide findings and evidence. The lender determines eligibility, policy exceptions, and the final credit decision.
PEOPLE REVIEW LX-1048
Identity and entity context together
KYC
Identity, document authenticity, face, and liveness reviewed
VERIFIED
KYB
Registration and operating details reviewed
SECOND REVIEW
Owners + principals
People behind the borrowing entity connected
PASS
Due diligence
Relevant civil, financial, and risk context surfaced
NOT REQUESTED
Four views of the same borrowing relationship
Reviewing each check separately can miss the contradiction between them. LendlyX connects the findings to the same lender-facing record.
01
KYC
INPUT Identity document, face, liveness, and application facts
TEST Authenticity, match, liveness, and consistency
RETURN Identity findings and evidence
02
KYB
INPUT Entity identifiers, registration, and operating details
TEST Registration, status, ownership, and record consistency
RETURN Business verification findings
03
Owners + principals
INPUT Ownership, control, principal, and role information
TEST People-to-entity relationships and disclosed control
RETURN Connected owner and principal record
04
Due diligence
INPUT Relevant civil, financial, and business-risk context
TEST Source-linked signals that may require lender review
RETURN Due diligence findings with sources
ILLUSTRATIVE PEOPLE FINDING
ENTITY-009 · Ownership inconsistency
SECOND REVIEW
WHAT CHANGED
A disclosed principal does not align with the ownership information connected to the entity record.
WHY IT MATTERS
The difference may change who the lender needs to verify, question, or document before relying on the file.
EVIDENCE
The record points to the disclosed application facts and the relevant source information.
REVIEWER ACTION
Review the relationship, request clarification where needed, and document the lender’s disposition.
ONE RELATIONSHIP, NOT FOUR CHECKBOXES
Identity and business checks are useful only when the contradictions stay visible.
LendlyX keeps the people, entity, reason, source, and reviewer action connected instead of leaving four disconnected pass results.
→ What changed?
→ Why does it matter?
→ Which source supports the relationship?
→ What should the reviewer do next?
From application identity to reviewable relationship
The record connects the borrower, business, principals, due diligence findings, and lender disposition.
01
Collect identity + entity data
Receive application facts, documents, entity data, and disclosed roles.
02
Verify people + business
Test identity, liveness, registration, ownership, principals, and relevant signals.
03
Return connected findings
Return reasons, sources, evidence locations, and relationship context.
04
Document lender review
The lender applies policy and records the final disposition.
Know which people and entity the file actually represents before relying on the rest of the evidence.
See LendlyX in your workflow →