HOW IT WORKS
Evidence in. Intelligence back. Decision still yours.
LendlyX connects to the lender workflow, analyzes the evidence in context, and returns findings with reasons, sources, and review history. The file keeps moving without turning verification into another disconnected queue.
THE OPERATING BOUNDARY
LendlyX prepares evidence for lender review. It does not set credit policy, approve or deny loans, or hold or move funds.
EMBEDDED REVIEW LX-1048
One intake. Specialist analysis.
Borrower + business
Identity and due diligence checks completed
VERIFIED
Appraisal review
PDF ↔ XML variance found
SECOND REVIEW
Property evidence
Scope, photos, and budget align
PASS
Draw package
No draw submitted for this file
NOT REQUESTED
FROM REQUEST TO DECISION
01
REQUEST
Scope defined
02
EVIDENCE
Sources attached
03
VERIFY
Checks applied
04
RETURN
Record assembled
05
DECIDE
Lender acts
REQUEST → EVIDENCE → VERIFICATION → RECORD → LENDER DECISION
A review path built around the file you already receive
Purpose-built analyses return to one lender-facing record, so the reviewer can move from exception to source without rebuilding the file.
01
Borrower + business
INPUT Identity and entity information
TEST Identity, ownership, principals, and risk signals
RETURN Reason-coded findings with sources
02
Appraisal review
INPUT PDF, XML, guidelines, and engagement letter
TEST Document consistency and guideline alignment
RETURN Pass, second-review, or fail
03
Property evidence
INPUT Photos, scope, budget, and file facts
TEST Condition, scope, and budget consistency
RETURN Supported findings and exceptions
04
Draw management
INPUT Draw package, budget, progress, and history
TEST Evidence, request, and prior-record consistency
RETURN Review-ready draw findings
ILLUSTRATIVE FINDING
APP-014 · PDF ↔ XML variance
SECOND REVIEW
WHAT CHANGED
A value in the appraisal PDF does not match the corresponding value in the source XML.
WHY IT MATTERS
The XML is the appraisal’s digital footprint and may preserve a difference that deserves review.
EVIDENCE
The record points to the PDF location, XML field, and applicable lender guideline.
REVIEWER ACTION
Compare the original source, apply policy, and document the disposition.
THE RETURN PATH
The answer is useful only when the reason comes with it.
Every exception should tell the reviewer what changed, why it matters, where the evidence lives, and what action remains with the lender.
→ What changed?
→ Why does it matter?
→ Where is the evidence?
→ What should the reviewer do next?
The embedded verification sequence
Connect the workflow once, then keep the analysis, findings, and review history tied to the same loan record.
01
Connect the intake
Application data and evidence enter through the existing workflow.
02
Analyze the evidence
Purpose-built checks test identity, documents, appraisal, property, and draws.
03
Return exceptions + sources
Findings return with reasons, sources, and evidence locations.
04
Preserve lender action
Policy, exceptions, disposition, and final decision remain with the lender.
Bring one real workflow. We’ll map where the intelligence layer fits.
See LendlyX in your workflow →